Are banks closed on Jan 20?

Physical bank offices will be closed but ATM's and online banking services will still be available. The New York Stock Exchange will observe the holiday as well, closing for the long weekend after normal hours on Friday, Jan. 16, and reopening Tuesday, Jan. 20.

Are banks closed for Martin Luther King's holiday?

Yes, all banks and credit unions will be closed on Martin Luther King Jr. Day (MLK Day), Monday, January 19, 2026, because it's a federal holiday, meaning you won't be able to conduct in-person transactions, but ATMs and online banking will still be available. 

Are banks closed on January 20th?

** Sunday - the Federal Reserve Banks and the Board of Governors are closed on July 5, 2027, and November 12, 2029. *** On January 20, 2025, the Federal Reserve Banks are closed in observance of the Birthday of Martin Luther King, Jr.

Will mail be delivered on Jan 20th?

Yes, mail will be delivered on Tuesday, January 20th, 2026, as regular U.S. Postal Service (USPS) operations and deliveries resume after being closed on Monday, January 19th, for Martin Luther King Jr. Day. There is no regular mail delivery on the holiday itself (Jan 19), but services, including mail delivery, restart on the following Tuesday (Jan 20). 

Is January 20th a federal holiday?

Federal employees in the Washington, DC, area are entitled to a holiday on the day a President is inaugurated on January 20th for each fourth year after 1965. Only employees scheduled to work on Saturday, January 20th, may be excused from duty and provided with paid holiday time off.

72 Hours Left: Why Every Bank Account Changes on January 20th

Is Monday, Jan 20 a U.S. holiday?

If you work in the Washington, DC, metropolitan area, you will have 1 additional holiday, Inauguration Day. This holiday falls on January 20th of every 4th year.

Is January 20th a postal holiday?

All post office locations will be closed and no mail will be picked up or delivered. Normal post office hours and mail delivery will resume on Tuesday, Jan 20. FedEx will remain open on MLK Day but may operate with modified services. Check your local FedEx office for specific hours and available services.

Did Trump remove MLK Day as a federal holiday?

Martin Luther King Jr. Day and Juneteenth were removed from the National Park Service's list of free admission days. Trump's birthday on June 14, which is also Flag Day, was added as a fee-free day for national parks. MLK Day remains a federal holiday, meaning post offices and banks will be closed.

Does the mail run today, Jan 20?

On Monday, Jan. 20, post offices nationwide will be closed in observance of Martin Luther King Jr.

Is MLK Day still a federal holiday?

Yes, Martin Luther King Jr. (MLK) Day is still a federal holiday in the United States, observed annually on the third Monday in January, and it remains a designated National Day of Service, though recent executive orders have removed fee-free entry to national parks on that day. 

Are there any holidays on January 20th?

2026 Daily Holidays that fall on January 20, include:

Inauguration Day. International Day of Acceptance. National Bill Cosby Sweater Day. National Buttercrunch Day.

What days are banks closed in the US?

2026 Federal Reserve Bank and American National Bank Holiday Schedule

• New Year's Day. Thursday, January 1.
• Martin Luther King Jr. Day. ...
• Presidents' Day. Monday, February 16.
• Memorial Day. Monday, May 25.
• Juneteenth. Friday, June 19.
• Independence Day. Friday, July 3.
• Labor Day. ...
• Columbus Day/Indigenous Peoples' Day*

Will my direct deposit hit on New Year's day?

Yes, New Year's Day (January 1st) is a federal holiday, so it does affect direct deposit by pausing the Automated Clearing House (ACH) network, which processes payments; if your payday falls on this day, deposits are typically delayed until the next business day (January 2nd) unless your employer runs payroll early. Employers often adjust submission deadlines, submitting payroll one business day earlier to ensure funds are available on or before the scheduled payday, avoiding late payments. 

Will banks be closed on Monday, January 20, 2025?

21. The U.S. stock market will also be closed on Monday, Jan. 20, 2025, reopening again Tuesday morning at 9:30 a.m. ET. Though banks and credit unions are closed, ATMs and online banking services will still be available for transactions on Jan.

Is the following Monday a bank holiday?

If a bank holiday falls on a Saturday or Sunday, a substitute weekday will become the bank holiday. This is usually the following Monday.

Is the post office open Monday Martin Luther King day?

Mail is not delivered on federal holidays, so you will not receive your regular mail or packages on Martin Luther King Jr. Day. Post offices will be closed. USPS priority mail is the only service in operation.

Will there be mail on Monday, January 20, 2025?

Martin Luther King Jr. Day is observed on Monday, January 20, 2025. USPS is closed and there is no mail delivery.

Will US mail be delivered on Veterans Day?

No, the U.S. Postal Service (USPS) does not deliver regular mail on Veterans Day because it's a federal holiday, so Post Offices are closed; however, Priority Mail Express is delivered, and private carriers like UPS, FedEx, and Amazon generally operate, though with potential service changes or delays. 

What holidays do USPS workers get off?

USPS workers get off for 11 paid holidays, including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas, though pay and work requirements can vary for non-career employees like CCAs and PSEs, who may work on some holidays and receive holiday pay or annual leave credit. 

Why did Arizona refuse MLK Day?

Arizona didn't celebrate MLK Day for years due to Governor Evan Mecham rescinding the holiday in 1987, citing it was illegally created, which sparked protests and national backlash, leading to boycotts and the loss of the Super Bowl; it took voter-approved initiatives and sustained activism, including a 1990 vote rejecting it and a second one passing in 1992, to finally establish it as a paid state holiday.
 

Why is January 20th a holiday?

In 1983, President Ronald Reagan signed the bill into law, designating the third Monday in January as Martin Luther King Jr. Day. The first official observance of the holiday took place on January 20, 1986.

Why doesn't everyone get MLK Day off?

Not everyone gets MLK Day off because it's only legally a paid holiday for federal employees, while most private businesses, retailers, and manufacturers aren't required by law to close, though many do, especially after growing observance and the holiday's designation as a National Day of Service. The decision often comes down to employer discretion, contractual agreements, and the cost of closing for another holiday so soon after the Christmas/New Year period. 

Is January 20 a government holiday?

Federal employees in the Washington, DC, area are entitled to a holiday on the day a President is inaugurated on January 20th for each fourth year after 1965.

Is UPS closed on Jan 20?

UPS is closed on New Year's (Jan 1), Martin Luther King Jr. Day (Jan 20), Independence Day (July 4), Thanksgiving (Nov 27), and Christmas Day (Dec 25).

Is MLK Day a paid holiday?

Yes, Martin Luther King Jr. Day (MLK Day) is a federal holiday, meaning federal employees get paid time off, and it's a paid holiday for most government and many private sector workers, though it depends on the employer's policy. While most public schools, banks, and government offices close, private businesses are not federally required to give paid time off, but many do, making it a widely observed paid holiday.