How do I know if I really want to go to college?

To know if you really want college, ask if you're seeking better career opportunities, enjoy learning in a structured environment, have clear goals a degree helps with, and are prepared for the financial commitment and time investment, considering alternatives like trade schools if hands-on work or immediate income is a priority over traditional academics. Reflect on your personality, interests, and whether the "college experience" (exploration, community, independence) genuinely excites you or feels like an obligation.

How do I decide if I want to go to college?

Here are some things to consider that will help you decide.

1. You're Looking Forward to the College Experience. ...
2. You Want a Career That Requires a Degree. ...
3. You Don't Know What to Sort of Career You Want. ...
4. You Know That College Fits into Your Life. ...
5. Think About Attending Dean College.

What is the 10 minute rule in college?

I've been hearing about this so-called '10-minute rule' that some colleges supposedly follow where if the professor isn't there within 10 mins of class start, you can leave without penalty.

Is $500 a month enough for a college student?

$500 a month can be enough for a college student's personal expenses (dining out, entertainment, shopping) if they have housing/food covered and live frugally in a low-cost area, but it's often tight and insufficient for all living costs like rent and utilities, with many students needing $1,200-$2,500+ monthly for total expenses, making budgeting crucial. 

Why is Gen Z not going to college?

Gen Z is questioning college due to skyrocketing costs, overwhelming student debt, and a perceived poor return on investment (ROI), especially with AI changing jobs and stronger alternatives like skilled trades emerging, leading many to seek faster, cheaper paths to financial stability and job security. They've seen Millennials' debt struggles, witness online success stories, and value hands-on training over traditional degrees, making college less of a guaranteed ticket to success.
 

How to Choose the Right College for You

What do Gen Z use instead of 😂?

Instead of the outdated 😂 emoji, Gen Z uses the 💀 (skull) emoji to mean "I'm dead from laughing" or the 😭 (loudly crying face) for happy tears, often combined with text like "lol" or "lmao" for genuine amusement, conveying more extreme or dramatic reactions than the simple laughing-crying face.
 

What is the #1 reason students drop out of college?

The leading causes of college dropouts are overwhelmingly financial strain (high costs, need to work) and mental health challenges (stress, anxiety, burnout), often compounded by work/family pressures, making students feel overwhelmed, academically unprepared, or uncertain about their path, with financial instability being cited by a majority as a top reason for even considering leaving.
 

What is the $27.39 rule?

The "27.39 rule" (often rounded to $27.40) is a personal finance strategy to save $10,000 in one year by saving approximately $27.40 every single day, making large savings goals feel more manageable by breaking them into small, consistent habits, according to GOBankingRates. This simple micro-saving technique encourages discipline and builds wealth over time, helping you reach goals like emergency funds or debt repayment. 

Is 20k in savings at 25 good?

Yes, $20,000 in savings at age 25 is generally considered very good, often meeting or exceeding benchmarks set by financial experts, especially if it covers several months of living expenses and is a mix of emergency funds and retirement savings. While some advice suggests saving around your salary by 30, hitting $20k by 25 shows strong financial habits, setting you up well for future goals like a home or retirement, even if you're just starting with an emergency fund. 

Is $70,000 too much for FAFSA?

No, $70k isn't inherently "too much" for the FAFSA; there's no strict cutoff, and you should always file, as factors like family size, number of kids in college, and the college's cost heavily influence aid, meaning even higher incomes might get grants or loans, but aid decreases as income rises. Even with $70k income, you could qualify for federal grants, state aid, and loans, especially at more expensive schools, so using the FAFSA Estimator on the Federal Student Aid website (studentaid.gov) or Saving For College's calculator https://studentaid.gov/aid-estimator/ is a great way to see what you might get. 

Is 4 absences bad in college?

It's completely normal to miss a day of school every now and then—whether you're sick or dealing with a personal matter. Occasional absences like these aren't something colleges usually worry about.

Can I leave whenever I want in college?

Most colleges grant leaves of absence for 1-2 semesters. Students who plan to leave for longer than a year may need to withdraw from school and then reapply when they want to return.

How bad is 85% attendance?

For this reason; attendance of 95% and above is considered as acceptable, attendance below 90% is a concern, and a child with an attendance rate below 85% is classed as a Persistent Absentee.

What is the #1 easiest major?

There's no single #1 easiest major, as it depends on your strengths, but Psychology, Education, English, and Criminal Justice frequently rank as the easiest due to higher average GPAs and less demanding technical skills compared to STEM fields, often focusing on human behavior, societal structures, and communication. Majors like Sociology, Social Work, and Communications are also commonly cited as easier liberal arts options. 

What are the 5 C's of college choice?

The 5 C's of college choice are key factors to consider when selecting a school, typically encompassing Campus (environment, size, location), Curriculum (majors, academics), Community (student life, social fit), Cost (affordability, financial aid), and Career (outcomes, job support). These categories help students and families evaluate if a college offers the right academic programs, supportive atmosphere, financial viability, and career prospects for a successful experience, guiding decisions beyond just rankings.
 

Where do the 1% go to college?

The 1% of the wealthiest Americans disproportionately attend highly selective, elite universities, particularly Ivy League schools (Harvard, Yale, Princeton, Dartmouth, Brown, Penn, Columbia) and other top institutions like MIT, Stanford, Duke, and UChicago, where they make up a large percentage of the student body, often outnumbering students from the bottom 60% of income earners combined. Liberal arts colleges and prestigious public universities also attract many wealthy students, with specific examples including WashU St. Louis, UVA, UCLA, UC Berkeley, Vanderbilt, and Johns Hopkins.
 

Can I retire at 70 with $400,000?

Yes, you can retire at 70 with $400k, but it requires careful budgeting, supplementing with significant Social Security, and potentially part-time work, as $16,000-$20,000 annually from your savings (using the 4% rule) combined with Social Security might be tight, especially in high-cost areas or with unexpected health costs; delaying retirement to 70 is good as it boosts Social Security, but ensure your expenses are low for this to work long-term. 

What are common financial mistakes at 25?

Living on credit cards, not keeping a budget, and ignoring your credit score are common money mistakes. Learn how to avoid them as you navigate your 20s. When you're in your 20s, it's the perfect time to learn to balance your financial obligations while making short- and long-term goals.

How much will $10,000 in a 401k be worth in 20 years?

$10,000 in a 401(k) could grow to around $38,500 to over $67,000 in 20 years, depending heavily on the average annual return, with 7% yielding roughly $38,500 and 10% reaching over $67,000, showcasing the power of compound interest over time. Higher returns, often seen with stock-heavy portfolios (like 60% stocks/40% bonds for 5-8% average), significantly boost future value. 

At what age should you have $100,000 saved?

You should aim to have $100,000 saved by your early to mid-30s, with some experts like Kevin O'Leary suggesting age 33, but it varies, and hitting $100k between 35 and 44 is common, or by saving roughly 1-2 times your annual salary by 35 and building up from there, focusing on retirement accounts like 401(k)s and IRAs. 

How many Americans have $10,000 in savings?

While exact numbers vary by survey and year, a significant portion of Americans have less than $10,000 in savings, with some reports showing over half (around 58%) having under $10k, while others indicate around 15-20% have over $10k, highlighting widespread financial vulnerability, though data from late 2022/early 2023 suggests around 13-15% of Americans have $10,000 or more in their accounts, according to Yahoo Finance and Forbes. 

Why is Gen Z skipping college?

Gen Z is questioning college due to skyrocketing costs, overwhelming student debt, and a perceived poor return on investment (ROI), especially with AI changing jobs and stronger alternatives like skilled trades emerging, leading many to seek faster, cheaper paths to financial stability and job security. They've seen Millennials' debt struggles, witness online success stories, and value hands-on training over traditional degrees, making college less of a guaranteed ticket to success.
 

What degree has the highest dropout rate?

Even years ago, Bill Gates highlighted the issue of student debt and dropout rates, stating that it was 'tragic' for both individuals and the economy. In 2025, the situation remains critical, with Computer Science majors experiencing a dropout rate of 10.7%, the highest among all college majors.

How to survive college drop off?

Tips to Survive Dropping Your Student Off At College

1. There Will Be Tears – How to Handle Them. ...
2. Don't Expect a Last Supper. ...
3. Leave Them a Little Something. ...
4. Make the Goodbye Short and Sweet. ...
5. Prepare for a Variety of Emotions. ...
6. Self-Care Once You're Back Home.