Should I just go to the cheapest college?

Going to the cheapest college can be a smart financial move, often leading to less debt and similar career outcomes as pricier schools, but it depends on your major, career goals, and the specific school's program strength; weigh low cost against program quality, campus fit, and potential for scholarships at other schools, as a good value is key, not just the lowest price tag.

Is $500 a month enough for a college student?

$500 a month can be enough for a college student's personal expenses if they budget strictly, especially in lower cost-of-living areas, but it's tight for major cities or if it needs to cover all living costs like rent and food, which often average much higher (around $1,200-$3,000+ for total living expenses). Success depends heavily on location, whether housing/meals are covered separately, and spending habits, with a focus on essentials like food, transport, and personal items. 

Is $40,000 in student debt bad?

$40k in student debt isn't inherently "bad," but it's significant and manageable depending on your post-graduation salary and financial goals; ideally, your total student loan debt shouldn't exceed your first-year earnings, and payments should be under 20% of your income, so a $40k loan is great if you earn $60k+ but challenging if you only earn $30k, requiring focus on income, repayment plans, and avoiding default. 

Where do the 1% go to college?

The 1% of families disproportionately attend highly selective, elite universities like Dartmouth College, Yale University, University of Pennsylvania, Brown University, Duke University, Stanford University, and Princeton University, with studies showing over 20% of students at some of these schools come from the top 1% of the income ladder, often more than from the entire bottom 60% combined. Other affluent institutions like Washington University in St. Louis, Vanderbilt University, Georgetown University, and Bowdoin College also have significant representation from the wealthiest families.
 

Is a 2.7 GPA bad for college?

A 2.7 GPA in college isn't ideal (it's a B-/C+ average), making it harder to get into selective graduate programs or some competitive jobs, but it's generally not considered "bad" or fatal, especially early in your college career; you can often improve it, and many schools accept students with this GPA, with your major and other experiences (like internships) being very important factors for employers and grad schools. 

How to Pay For College (WHAT NO ONE TALKS ABOUT)

What GPA is top 1%?

A GPA in the top 1% generally means a near-perfect or perfect GPA, typically around 3.9 to 4.0 (or higher with weighted courses), often qualifying for the highest academic honor, summa cum laude, at many universities, though the exact number can vary by institution and class size. In high school, a 4.0 often places you in the top 2-5%, but achieving the very top percentile (1%) usually requires perfect scores or extremely high weighted scores from AP/IB classes. 

Will Harvard accept a 2.5 GPA?

While it's technically possible to get into Harvard with a 2.5 GPA due to their holistic review, it's extremely improbable and requires truly exceptional, world-class achievements in other areas (like being a top recruited athlete, a Nobel laureate's child, or having massive family donations) to overcome such a low academic record. The average admitted student has a GPA near perfect (4.0+), and a 2.5 signals significant academic risk that most candidates can't compensate for, even with high test scores. 

How do colleges know if you're first gen?

If a student's parent(s) does not have a bachelor's degree, the student qualifies as a first-generation student. A student can still qualify if their parent(s) has some education that is less than a bachelor's degree. Learn about the National Recognition Program.

What university split into 13?

Their proposal was adopted on 12 November 1968; in accordance with the new law, the faculties of the University of Paris were to reorganize themselves. This led to the division of the University of Paris into 13 universities.

Is making $40,000 a year poor?

$40,000 a year isn't technically "poverty" for a single person in most areas (as it's above the federal poverty level), but it's a tight budget in high-cost cities, qualifying as lower-middle class in many places, and struggles to support families, especially in expensive areas, though it can be comfortable in low-cost regions or for individuals with no dependents. 

Is $100,000 in student debt a lot?

Yes, $100k in student loans is a significant amount, representing a large debt burden for many, though it's common for advanced degrees and manageable with a strong income and careful planning, especially by keeping total debt below your expected starting salary, ideally making payments under 10% of your gross income. Whether it's "too much" depends heavily on your career field, expected income, and repayment strategy, with high-earning careers potentially justifying it as an investment. 

Is $70,000 too much for FAFSA?

There is no income cap for FAFSA. Even high-income students should apply to access federal loans and some merit aid.

What is the $27.39 rule?

The "27.39 rule" (often rounded to $27.40) is a personal finance strategy to save $10,000 in one year by consistently setting aside approximately $27.40 each day, making large savings goals feel more manageable through small, daily habits and consistent saving. This micro-saving approach builds discipline and can be used for emergency funds, debt, or other financial goals, proving that small, regular contributions add up significantly over time. 

Is it possible to make $2000 a month in college?

Yes, making $2,000 a month in college is absolutely possible by combining multiple income streams like online tutoring, freelancing, selling digital products, campus jobs, and gig work, leveraging skills and time efficiently without sacrificing studies. Success often involves a mix of active (tutoring, gig work) and passive (digital products, content) income, utilizing online platforms and leveraging academic strengths to meet this financial goal. 

Why isn't Gen Z going to college?

Gen Z is questioning college due to sky-high costs, massive student debt, and a shaky job market where degrees don't guarantee success, leading many to explore lucrative alternatives like trade schools, entrepreneurship, or acquiring digital skills, valuing direct career entry and financial independence over traditional four-year paths. They see past generations struggling with loans and uncertain job prospects, shifting focus to better Return on Investment (ROI), with many regretting college or seeking more practical, cheaper education. 

What is the 90/10 rule for colleges?

The 90/10 Rule in higher education requires for-profit colleges to get at least 10% of their revenue from non-federal sources, with a maximum of 90% from federal aid (like Title IV funds and recently, military benefits) to ensure they aren't solely reliant on taxpayer money and offer real value. Failing this rule for two consecutive years results in losing access to federal student aid, a penalty designed to protect students from low-quality, predatory institutions. Recent changes have closed loopholes by including GI Bill and military assistance in the 90% calculation, forcing for-profits to diversify funding.
 

Am I first-gen if my dad went to college?

Being a first-gen student means that your parent(s) did not complete a 4-year college or university degree, regardless of other family member's level of education. Older siblings and family members who attended college may be a great resource as you navigate your college journey!

Is Mark Zuckerberg a college dropout?

Zuckerberg dropped out of Harvard in his second year in order to complete the project. Zuckerberg, Moskovitz and the other co-founders moved to Palo Alto, California, where they leased a small house that served as an office. Over the summer, Zuckerberg met Peter Thiel, who invested in his company.

What might a $300,000 college cost a $200,000 family?

For a $200,000 income family facing a $300,000 total college cost, the family's expected contribution (after financial aid) can range widely, from under $10,000 to over $50,000 annually, depending heavily on the specific college's policies (like home equity treatment) and the family's assets, with some need-blind, generous schools offering significant aid, while others expect a large out-of-pocket payment. You can expect a potential out-of-pocket cost of $30,000-$45,000 per year at some private schools, but potentially much less (or even tuition-free) at highly selective institutions with strong endowments. 

Where do Kardashians kids go to school?

The Kardashian children primarily attend Sierra Canyon School, a private, coeducational university-preparatory school in Los Angeles known for its strong academics and athletics, where children of celebrities often enroll, though Kanye West previously criticized it as a "fake school". Kim Kardashian's kids (North, Saint, Chicago, Psalm) and Kourtney's children (Mason, Penelope, Reign) have been linked to the school, with North even having a pavilion named after her family there.
 

What GPA is top 1%?

A GPA in the top 1% generally means a near-perfect or perfect GPA, typically around 3.9 to 4.0 (or higher with weighted courses), often qualifying for the highest academic honor, summa cum laude, at many universities, though the exact number can vary by institution and class size. In high school, a 4.0 often places you in the top 2-5%, but achieving the very top percentile (1%) usually requires perfect scores or extremely high weighted scores from AP/IB classes. 

Is a 6.0 GPA good for Harvard?

A 6.0 GPA is exceptional and generally excellent for Harvard, likely placing you in the top tier, especially if weighted; while Harvard averages around 4.18-4.2 weighted, a perfect score suggests outstanding achievement, but remember, admissions also heavily weigh challenging coursework (AP/IB), essays, recommendations, and extracurriculars for a holistic review. 

How do you get a 100% scholarship to Harvard?

Scholarships & Grants

Because Harvard is committed to affordability, our scholarships are designed to cover 100% of your demonstrated financial need. Here is our process: First we determine your award by establishing your parent contribution. Then we factor in student employment and any outside awards you've received.